One of our newest businesses is New Capital Mortgage Corporation, owned by J. P. Landahl, a 2- 1/2 year Nokesville resident who’s been in the area for many years. As a mortgage lender and broker, J. P. creates, originates, processes loans and coordinates with a mortgage pool to assist customers in purchasing or refinancing homes. There are various programs available for both residential and commercial consumers. J. P. brings 30 years experience in real estate and mortgage services. He employs several loan officers in 3 offices: Nokesville, Stafford and Annandale. Now is a good time to purchase or refinance, J.P. notes, as rates are at an apparent 7-year cyclical low.